This post will be of interest to business owners, whether a sole proprietor, partnership, or corporation, with or without employees. A Private Health Services Plan (PHSP) allows you to deduct medical expenses, for you, your family, and employees, subject to the limits and rules of the Canada Revenue Agency (CRA). This may complement personal or [...]
I had the pleasure of submiting an article on Travel Insurance to the Alberta St. George of England Society newsletter for May 2010. It has now been sent to members, and I am sharing it here. (It is not on the website as of their moment.) This is a little on the long side compared [...]
I’m just preparing an article on travel insurance for the newsletter of an association to which I belong. After writing most of the content, I’ve referred back to a video on the subject that we created in my early days in social media. I still like it as a basic introduction to, and overview of, [...]
It was time for a newsletter for my clients and other readers. I won’t apologize for it being short and to the point, but please ask if you would like to learn more. This edition asks you to understand your travel insurance coverage and limitations. Newslettter, April 2010 *** This is the blog of Antony [...]
Travel insurance is not confusing for most. They pay for their trip and the travel agent recommends they purchase it. A decision is made to buy or not to buy. But, what are you getting or giving up, and what other options are available? With business trips and winter vacations in mind, I hope this [...]
Filed in Insurance, Travel Insurance
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Also tagged baggage, delay, Edmonton, emergency medical, hospitalization, living benefits, pre-existing, trip cancellation, trip interruption, vacation
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This is probably a good time to provide this reminder, as I have just purchased my travel insurance for a short trip out of province! Many think of travel insurance for out of country travel; far fewer consider it when traveling out of province but within Canada. Your provincial health care will cover hospital visits and [...]
You spend time worrying about risk management for your company, but do you periodically review your personal financial risk management needs? Knowing that the answer is often, “no,” here are a number of areas that you may wish to consider and discuss with an insurance/financial advisor. Buy-Sell Agreements As a shareholder or a partner in [...]
Filed in Financial Planning, Insurance, Uncategorized
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Also tagged Alberta, business overhead expense, buy-sell, critical illness, disability income, disability insurance, Edmonton, financial advisor, group benefits, key person, living benefits, long-term care insurance, Lunch 'n Learn, personal financial risk management
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This article was originally published as a page on my site. I have decided to remove it and replace it with a blog entry. Here it is, slightly edited: I like being asked the question, “Do I need insurance?” This means that the person is not politely walking the other way once it is known [...]
Wednesday, April 29, 2009
I will never forget a situation that a colleague described in my first year or two as a financial advisor. He talked of a client who came in for his annual review. The client proudly told the advisor that he had purchased disability insurance as had been recommended. While this step was good, his advisor could [...]
Filed in Financial Planning, Insurance, Investment Planning, Uncategorized
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Also tagged annual financial review, critical illness, education savings, Financial Planning, group investment, guaranteed income for life, health & dental, key person, life insurance, long term care, needs analysis, partnership agreement, retirement savings, segregated funds, shareholder agreement, tax-free savings
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If you have followed some of my recent blog posts, you will have noted my passion for the Living Benefits. Completion of the Registered Health Underwriter (RHU) designation is part of my commitment to working in this area. To help educate employees on personal and group coverage, with Life Insurance and the Living Benefits, I am offering [...]
Filed in Finances for Women, Financial Planning, Insurance, Investment Planning, Uncategorized
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Also tagged critical illness, disability, free seminar, health and dental, life insurance, living benefits, long term care, Registered Health Underwriter
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