Well, perhaps not really a rumour, as I’ve often talked about having two passions! From this website and blog, you definitely know me as being in the insurance industry. You may also know that I love to talk about distance learning, both as a lifelong learner and as an educator. It may come as no [...]
Filed in Biography, distance education, Education, Uncategorized
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Also tagged Chartered Life Underwriter, disability, e-learning, Edmonton, educator, insurance guy, learning technologies, living benefits, money guy, PhD, Registered Health Underwriter, researcher, Tony Ratcliffe
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This article was originally published as a page on my site. I have decided to remove it and replace it with a blog entry. Here it is, slightly edited: I like being asked the question, “Do I need insurance?” This means that the person is not politely walking the other way once it is known [...]
Wednesday, April 29, 2009
I will never forget a situation that a colleague described in my first year or two as a financial advisor. He talked of a client who came in for his annual review. The client proudly told the advisor that he had purchased disability insurance as had been recommended. While this step was good, his advisor could [...]
Filed in Financial Planning, Insurance, Investment Planning, Uncategorized
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Also tagged annual financial review, critical illness, education savings, Financial Planning, group investment, guaranteed income for life, health & dental, key person, long term care, needs analysis, partnership agreement, retirement savings, segregated funds, shareholder agreement, tax-free savings, travel insurance
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If you have followed some of my recent blog posts, you will have noted my passion for the Living Benefits. Completion of the Registered Health Underwriter (RHU) designation is part of my commitment to working in this area. To help educate employees on personal and group coverage, with Life Insurance and the Living Benefits, I am offering [...]
Filed in Finances for Women, Financial Planning, Insurance, Investment Planning, Uncategorized
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Also tagged critical illness, disability, free seminar, health and dental, living benefits, long term care, Registered Health Underwriter, travel insurance
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Asking how much life insurance you need is a darn good question. There are many considerations, and two people in the same situation may have subjectively different views. In this post, I will discuss how I go about determining the answer. When thinking of life insurance needs, don’t just think of many years away when [...]
Tony’s Distance and E-learning Blog