The 2010 World Critical Illness Road Show came to the Fairmont Hotel Macdonald in Edmonton yesterday, and I had the opportunity to attend. Until last year, there have been six World Critical Illness Conferences held within Canada. The Road Show is visiting different locations across Canada for 2010. Next year, the Conference will be held [...]
This is published as a guest post from my friend, Steve Gillis (www.moneyinyourjeans.com). Since he has been affected by a critical illness, and had insurance coverage in place from when he was an agent, he is motivated to tell others about his situation. I encourage you to follow Steve’s blog where he educates about financial literacy [...]
You spend time worrying about risk management for your company, but do you periodically review your personal financial risk management needs? Knowing that the answer is often, “no,” here are a number of areas that you may wish to consider and discuss with an insurance/financial advisor. Buy-Sell Agreements As a shareholder or a partner in [...]
Filed in Financial Planning, Insurance, Uncategorized
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Also tagged Alberta, business overhead expense, buy-sell, disability income, disability insurance, Edmonton, financial advisor, group benefits, key person, living benefits, long-term care insurance, Lunch 'n Learn, personal financial risk management, travel insurance
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Wednesday, April 29, 2009
I will never forget a situation that a colleague described in my first year or two as a financial advisor. He talked of a client who came in for his annual review. The client proudly told the advisor that he had purchased disability insurance as had been recommended. While this step was good, his advisor could [...]
Filed in Financial Planning, Insurance, Investment Planning, Uncategorized
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Also tagged annual financial review, education savings, Financial Planning, group investment, guaranteed income for life, health & dental, key person, life insurance, long term care, needs analysis, partnership agreement, retirement savings, segregated funds, shareholder agreement, tax-free savings, travel insurance
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If you have followed some of my recent blog posts, you will have noted my passion for the Living Benefits. Completion of the Registered Health Underwriter (RHU) designation is part of my commitment to working in this area. To help educate employees on personal and group coverage, with Life Insurance and the Living Benefits, I am offering [...]
Filed in Finances for Women, Financial Planning, Insurance, Investment Planning, Uncategorized
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Also tagged disability, free seminar, health and dental, life insurance, living benefits, long term care, Registered Health Underwriter, travel insurance
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I am pleased to announce that I completed my Registered Health Underwriter (RHU) designation this past week. As you may know, I have become quite passionate about the living benefits. This program provided further depth into the topics of disability income replacement, critical illness and long-term care insurance, and group benefits. These are topics that [...]
Filed in Financial Planning, Insurance, Risk Management, Uncategorized
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Also tagged disability income replacement, disability insurance, Edmonton, group benefits, health insurance, living benefits, long term care, Registered Health Underwriter, RHU
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Wednesday, February 11, 2009
I posed a question on Twitter last night asking, “What is your most valuable financial asset?” Thanks to those who replied! The answers included car, house, horses, business, education, and job. Each is a valuable asset. However, I would like to extend the thought a little further. Is your most valuable asset not your ability [...]
Filed in Financial Planning, Insurance, Risk Management, Uncategorized
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Also tagged disability insurance, Edmonton, financial hardship, living benefits, long term care, protect assets, Tony Ratcliffe, Twitter
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Tuesday, December 9, 2008
There are four questions that I like to pose. For most, the answers should lead to the conclusion that a discussion of Living Benefits with your insurance advisor is in order. Here they are: 1. Do you know someone who has had cancer, a heart attack, or a stroke, or another serious health condition? 2. Did he or she plan [...]
Thursday, October 9, 2008
The development of Critical Illness Insurance is an interesting story. Do you recall the name of Dr Christiaan Barnard? He led the team of surgeons who performed the world’s first human heart transplant in Cape Town, South Africa, in 1967. One of the members of the team was his brother, Dr Marius Barnard. Although the [...]
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