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Category Archives: Risk Management

Business owners & executives, what's on your mind?

Just as I published tipsheets some time back, I am going to prepare some considerations for business owners and executives. I’ve been sketching my ideas to share, but I also wonder what you are concerned about. If you think of personal financial security, or risk management, what questions or concerns do you have? Is there [...]

How much life insurance do I need?

Asking how much life insurance you need is a darn good question. There are many considerations, and two people in the same situation may have subjectively different views. In this post, I will discuss how I go about determining the answer. When thinking of life insurance needs, don’t just think of many years away when [...]

Your group benefits

If you are fortunate, you have group benefits through an employer (or an association to which you belong). You are not alone if you received the benefit booklet and did not even open it. I hope you have now retrieved the booklet or asked your Human Resources department for another copy. You will likely find [...]

Registered Health Underwriter (RHU)

I am pleased to announce that I completed my Registered Health Underwriter (RHU) designation this past week. As you may know, I have become quite passionate about the living benefits. This program provided further depth into the topics of disability income replacement, critical illness and long-term care insurance, and group benefits. These are topics that [...]

Protecting your most valuable financial asset

I posed a question on Twitter last night asking, “What is your most valuable financial asset?” Thanks to those who replied! The answers included car, house, horses, business, education, and job. Each is a valuable asset. However, I would like to extend the thought a little further. Is your most valuable asset not your ability [...]

In Case of Emergency, Contact Info on Cell

You have likely heard the recommendations to add ICE to your cell phone contact directory–great if it can be accessed! Yes, if something happens to you, an emergency contact can be identified by checking your phone for an ICE listing. However, many use the security code feature, so the directory would not be available. He’s another [...]

Photography May Cause Concerns

In his blog entry, “Scared of social media? Follow Batman’s lead,” Mack D. Male (Mastermaq) wrote about the fear of social media and described something he experienced at Century Hospitality Group’s new establishment, Hundred Bar Kitchen. Mack’s concern was that he was questioned about taking photographs inside the restaurant without permission, and he identified management’s [...]