Antony (Tony) Ratcliffe operates Ratcliffe Wealth & Risk Management in Edmonton, Alberta, Canada, with a focus on small businesses and contract workers to ensure that risk management is included in their financial plans. As an agent and broker, Tony represents a number of insurance companies and places business according to client needs.
Tony believes that a successful client relationship develops through trust and a genuine concern for the client. He builds on career experiences to establish his credibility as an ethical and competent professional. A proponent of professionalism and ethics, Tony is a member of The Institute for Advanced Financial Education and Advocis, the Financial Advisors Association of Canada. Membership includes a commitment to continuing professional development and adherence to a Code of Professional Conduct. Tony maintains his Certified Fraud Examiner (CFE) designation, and he served two past terms as President of the Edmonton Chapter of the Association of Certified Fraud Examiners. He is a member of the Canadian Institute of Management with designations of Certified in Management and Professional Manager (P.Mgr.).
Tony is an educator and a lifelong learner. His academic credentials include Master of Distance Education (MDE) and a Certificate in Adult and Continuing Education. Tony is currently an advanced postgraduate research student working toward a PhD in E-learning and Learning Technologies through the Beyond Distance Research Alliance at the University of Leicester (by distance of course).
