Antony (Tony) Ratcliffe operates Ratcliffe Wealth & Risk Management in Edmonton, Alberta, Canada, to serve individual, business, and other group clients. Through a needs analysis and insurance planning, clients are assisted by adding a focus on risk management to their financial plan. As an agent and broker representing a number of insurance companies, business is placed according to the needs of the client.
Tony believes that a successful client relationship is developed through trust and a genuine concern for the client. He builds on career experiences that benefit his clients and establish his credibility as an ethical and competent professional. A proponent of professionalism and ethics, Tony is a member of Advocis, the Financial Advisors Association of Canada. Membership includes a commitment to continuing professional development and adherence to a Code of Professional Conduct. He is a Registered Health Underwriter (RHU) and well positioned to address critical illness, long-term care, and disability insurance, and group benefits. Tony maintains his Certified Fraud Examiner (CFE) designation and has served two past terms as President of the Edmonton Chapter of the Association of Certified Fraud Examiners.
Tony is an educator and a lifelong learner. His academic credentials include Master of Distance Education (MDE) and a Certificate in Adult and Continuing Education. He has taught in the postsecondary education in the traditional classroom and online. For continuing professional development, Tony is completing the final of 7 courses toward the Chartered Life Underwriter (CLU) designation that encompasses financial planning, wealth transfer, and estate planning.
Privacy
In the most simple of terms, your personal information will be protected and kept in confidence. Any information gathered will be for the express purpose discussed with you, and no information will be given or sold to other organizations other than that with which business is placed. A written privacy agreement is reviewed with potential clients.
